PHASE 2 Releasing April 23, 2016

Exclusive Preview April 11-17th…CALL NOW!

Empire Communities are bringing another exciting new project – AVALON in Caledonia, Ontario. The project proposed to be built on 530 acres master planned community in Caledonia. There are about 3000 homes planned for the entire community situated in northeast Caledonia at the corner of McClung Road and Haldimand Road 66.

Phase 1 at Avalon will release 197 homes which will include 20′ ft Townhomes, 27′ Detached Lots, 34′ Detached Lots, 42′ Detached Lots & 50′ Detached Lots!

State of the Art Community Features will include:

  • Grand Entrance Feature
  • Unique Central Park
  • School
  • Park With Fitness Facilities
  • Tennis Courts
  • Children’s Playground
  • Major Park
  • Distinct Trail Markers




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Wallace Walk Townhomes – Bloor Street West and Dundas Street West

Torbel Group is launching an urban townhome project in west end of Toronto at Bloor Street West and Dundas Street West –  Wallace Walk Towns!

Wallace Walk Towns is going to be a collection of urban townhomes literally steps away from Dundas West subway station. These stacked multi-level townhomes, nestled in the Bloor By The Park neighbourhood, will feature modern brick and glass facade and each townhome will comprise of two storeys and will come with its own outdoor living space. All of the townhomes will back onto beautifully landscaped walkways so that you can enjoy both gracious indoor and outdoor living. The upper unit will come both with a balcony and a rooftop terrace, while the lower unit gets a balcony and a sunken patio.

Located at a quiet dead end street, Wallace Avenue borders the West Toronto Rail Path (ideal for hiking and biking), and also provides access to High Park and Lakefront. It’s location in the Bloor by the Park mirrors Toronto’s unique mix of cultures, with a profusion of shops, services and sidewalk cafes lining Bloor Street between Keele and Roncesvalles, along with the merchants and restaurants of Bloor West Village. Wallace Walk Towns offers a chic, cosmopolitan address made for modern living and sophisticated entertaining!

Starting from $209,900 – Wallace Walk Towns come in 1 Bedroom, 2 Bedroom and 3 Bedroom – ranging from 565 Sq. ft. to 1460 sq. ft. DON’T MISS OUT!

Register Now at http://www.roubledhaliwal.com or Fill the Form Below and Rest Assured That You Will Be Among The Very First Invited To Choose From Best Selection Of Townhomes & Views While Taking Full Advantage Of Low Pre-Construction President’s Club Pricing!

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Brand New Luxury Freehold Townhomes at Mavis Road and Hwy 407

Heathwood Homes is bringing 8 Freehold Luxury Family Sized Townhomes by Mavis Rd and Hwy 407! This is their Final and Very Limited Release!

These fully finished homes offer one of GTA’s best value in Luxury Freehold Townhomes – at a fraction of price! Starting from only $414,900 these townhomes include beautiful terraces, fully finished top to bottom, a quiet tree lined crescent, landscaped community park, pond and walking trails and air conditioning!

All homes include a family room with a walkout to a private backyard with privacy fencing and a patio, large eat-in kitchens with breakfast bars and breakfast rooms, a big bright living room/dining room and upstairs three bedrooms, luxury ensuites, walk-in closets and much more!

Contact me NOW as there are only 8 Freehold Townhomes!

Rouble Dhaliwal


Sutton Group – Signature Realty Inc.

(905) 286-5888


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Parkside Village Condos Mississauga


Parkside Village Condos Mississauga is more than a community located at 465 Burnhamthorpe Road West (Burnhamthorpe Rd W/Confederation Pkwy) in Mississauga. Its truly an Urban Village as visioned by Amacon (builder) and a vibrant Community with Condominiums, Townhouses, Retail, Offices and  surrounded with Cafes, Restaurants, Shops and Services.


Area: 30 Acres

Blocks: 11

Parks: 3

High-Rise: 15

Mid-Rise Podiums & Buildings: 12

Low-rises: 10

Distance to City Hall: 1 km

Residential Units: 6000

Potential Residents: 12000

Commuter Gates: 7

Village Streetscapes: 6

Retail/Commercial blocks: 6

Green Roofs: 7

Don’t Miss Out…President’s Club Pricing For A Limited Time…No Need To Stand In A Line Up!!!

Register Now and Rest Assured That You Will Be Among The Very First Invited To Choose From The Best Selection of Suites & Views While Taking Full Advantage Of Low Pre-Construction President’s Club Pricing!


Rouble Dhaliwal


Sutton Group Signature Realty Inc.

(905) 286-5888


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DIVA Condos North York


Torbel Group is bringing a 9 Storey Tower of precast Concrete, Brick, Steel and Glass in a convenient location of North York. DIVA Condos by Sheppard Avenue West and Chesswood Road – close to Downsview Subway Station, minutes to Downsview Park and Earl Bales Park, and with easy access to Hwy 401 and Allen Expressway!

Starting from $249,900 and tentative occupancy of September 2014…CALL TODAY TO PREVIEW!

REGISTER NOW and Rest Assured That You Will Be Among The First Invited To Choose From The Very Best Selection of Suites and Views While Taking Full Advantage of Low Pre-Construction President’s Club Pricing!


Rouble Dhaliwal


Sutton Group Signature Realty Inc.

(905) 286-5888


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Is it a Chattel or a Fixture? What’s the difference?

The question whether an item is a chattel or a fixture has caused many differences/disputes between sellers and buyers. In order to answer the question is this item a chattel or a fixture lets take a look at the definition of a chattel and a fixture as defined by the Real Estate Encyclopedia (Canadian Edition – OREA):

  • Chattel: Are the moveable possessions and personal property. Usually items that can be removed without injury to the freehold estate.
  • Fixture: An improvement or item of personal property on the real property becomes a fixture when it is so attached to the real property or building that it becomes part of it.

In other words a Fixture is a physical property that is permanently attached or fixed to real property (i.e. furnace, air conditioner, light fixtures, sinks, toilets etc). Generally they are considered part of the sale and included in the purchase price unless it is specifically mentioned and excluded in the Agreement of Purchase & Sale (i.e. dining room chandelier, curtain rods etc).

A Chattel can be converted to a fixture by the process of attachment. For example, if you have lumber sitting in your backyard – that is a chattel, now if you use it to build a fence, it becomes a fixture (to the real property). Another example can be of a furnace – it is a chattel before it is installed, once you have installed it, it becomes a fixture (connected to the floor,  electrical system, duct work etc). Generally speaking, Chattels are the moveable possessions like window coverings, fridge, stove, washer, dryer etc. Chattels are usually not included in the sale price of the home unless stated in the Agreement of Purchase & Sale (it must clearly be identified in the Agreement of Purchase and Sale – as to what is and what is not included).

In order to have a smooth trouble free transaction don’t assume anything, identify the chattels you want on the Agreement of Purchase & Sale and also identify the Fixtures that are excluded from the transaction on the Agreement of Purchase & Sale.

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Additional Costs When Buying a Home

Additional Costs When Buying a Home

The purchase price of your home is only one of the costs you’ll encounter. Here are other possible costs you need to consider:

•Mortgage loan insurance: If you are putting less than 20 per cent of the house value down, you’re going to need mortgage loan insurance. Depending on the lender, the premium can be added to mortgage payments.

•Appraisal fee: Lenders typically loan a percentage of the home’s purchase price or the market appraisal of the property. Cost depends on the size and complexity of the assignment.

•Land survey: The lender may ask for a current survey or certificate of location before signing off on the loan. There can be a substantial cost for having a new survey done on the property.

•Deposit: A deposit normally goes with the formal offer to purchase.

•Insurance: The lender will require proof of property insurance for the replacement value of the house and its contents from the day you take ownership.

•Title insurance: Provides coverage in case of problems with the property title among other things. The cost is relatively low, usually a few hundred dollars.

•Application fee: Some lenders will pass on the cost to process your application. These fees vary and some lenders will waive entirely if you have other accounts with them.

•Mortgage broker’s fee: If you use a mortgage broker, a fee may be charged to arrange a mortgage on your behalf.

•Home inspection fee: An inspection protects the buyer by revealing any problems in the property that you’d want to know before you move in.

•Legal fees: You can save some of the legal fees usually charged by the lender if your lawyer draws up the mortgage. You’ll also pay for disbursements which are the costs involved in drawing up the title deed, conducting a title search, and preparing and registering the mortgage.

•Land Transfer Tax: Accessible from the home page (left menu) of my website http://www.roubledhaliwal.com to calculate your Ontario land transfer taxes.

•Harmonized Sales Tax: Resale (used) homes are exempt from HST but it does apply to newly constructed homes. Although HST is exempt from Resale homes but it will apply to Real Estate Commissions, Lawyer Fee, Home Inspection, Appraisal Costs etc.

•On new homes over $400,000 additional tax only applies to the portion of the price above $400,000. For example, if a new home was priced at $450,000, additional tax would only be applicable on $50,000. Buyers of new homes receive a rebate of up to $24,000 regardless of the price of the new home.

•Other costs: These include moving costs, fees charged by utilities for service hook-ups, property tax and other adjustments (an adjustment takes place when the seller has already paid for something in advance and wants to be credited for the unused portion on the date the house becomes yours), and ongoing maintenance (condo fees etc) and utility costs.

Source: Toronto Real Estate Board and Ontario Ministry of Revenue

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